a paid-off home,
retirement funds,
investments,
a lifetime’s worth of savings.
Unfortunately, this makes older adults prime targets for financial manipulation. Most partners aren’t predators but emotional scammers absolutely exist.
Red flags include:
requests for “temporary” loans,
pushing to merge finances quickly,
suggesting updates to wills or beneficiaries,
asking to transfer property or accounts,
encouraging distance from children or friends.
Real love doesn’t demand financial sacrifice. Manipulative love does.
4. Two complete lives… trying to merge
At 60, you’re no blank slate—you’re a whole story: habits, routines, values, family, history, losses, and long-held beliefs. And the other person has their own story too.
This makes compatibility trickier. Differences in lifestyle, routines, family expectations, or even politics can clash hard.
